US ⇄ IN CorridorIndia–U.S. Non-Recourse Receivables Desk live with 85% LTV advance.Run a liquidity check →
How it works

Six steps. Every one has an owner, documents, and a gate.

You handle one step; your buyer handles two minutes; we handle the rest. Nothing moves until its gate passes — and you can watch every gate in your dashboard.

01YOUDAY 0
GATE: Documents Complete & Coherent

Submit the accepted invoice

Invoice, PO, transport document, buyer acceptance, shipping-bill details — guided upload slots with an example for each. Connect Tally or Zoho to speed review.

Required Artifacts
Commercial InvoicePASSED
Purchase Order (PO)MATCHED
Bill of LadingVERIFIED
Shipping BillUPLOADING…
UPLOAD TERMINAL Live Sync
COMMERCIAL_INVOICE.pdf
PURCHASE_ORDER_PO882.pdf
BILL_OF_LADING_BL901.pdf
SHIPPING_BILL_SB002.pdf78%
02YOUR BUYERDAY 0–1
GATE: All 8 Confirmations & Named Signer

Buyer confirms by secure link

Valid, accepted, undisputed, payable on the stated date — one email, a few clicks. Your only job: tell your buyer to expect it.

Verification Checklist
Secure Link DispatchedDELIVERED
Authorized Signer IdentifiedVERIFIED
Zero Disputes FlaggedAWAITING

Worried how this lands with your buyer? Read exactly what they receive — assignment is routine in U.S. B2B trade.

INBOX PREVIEW — BUYER VIEW
FinanceCo LLC
notifications@financeco.example
2026-08-12
Action Required: Confirm invoice IFD-0042

Click below to confirm receipt and payable terms for Ridgeline Foods Inc.

03FINANCECODAY 1–3
GATE: Buyer Credit Limit & Exposure Match

Underwriting — on your buyer, not you

We underwrite your buyer and your invoice — not your balance sheet. U.S. registry, credit bureau, payment history, and your own ledger match.

Underwriting Parameters
Buyer StatusGOOD STANDING
Credit Limit$400,000
LEDGER RECONCILIATION SCAN5 / 5 MATCHED
FIELDTALLY LEDGERSUBMITTED DOC
BUYERRidgeline FoodsRidgeline Foods
INVOICEIFD-0042IFD-0042
AMOUNT$125,000.00$125,000.00
DUE DATE2026-10-142026-10-14
PO REFPO-88231PO-88231
04YOUDAY 3
GATE: Your Acceptance Before Expiry

A written offer — decline freely

Every cost on one page: advance rate, discount per 30 days, listed fees. Decline freely; nothing is charged. Zero pressure mechanics, ever.

TERMS SUMMARYREADY FOR SIGNATURE
ADVANCE85%
DISCOUNT / 30D1.5%
FEES$500
05FINANCECODAY 4–6
HARD GATE: All 5 Perfection Steps Executed

We perfect — then money moves

Agreement, clean lien search, UCC-1, notice served and acknowledged — then, and only then, money moves. Nothing is needed from you here.

PERFECTION PROTOCOL4 / 5 COMPLETED
RPA ExecutedDONE
UCC Search CleanDONE
UCC-1 FiledDONE
NOA ServedDONE
Buyer AcknowledgmentPENDING
06BUYER → FINANCECOMATURITY
GATE: Cash Applied & Reconciled

Buyer pays us; reserve released

At maturity your buyer pays our U.S. account. We release the balance minus the agreed discount, with a final statement documenting every figure — and pack v2 for your bank.

FINAL SETTLEMENT WATERFALLRECONCILED
Buyer Paid$125,000
Advance Recovered−$106,250
Discount Fee−$5,625
Reserve Released to You$12,625
The effort split

Your part is one hour. Your buyer's part is two minutes.

YOU ~1 HR
2 MIN
US — EVERYTHING ELSE
YOUR UPLOADBUYER CONFIRMUNDERWRITE · PERFECT · SETTLE
Start my one hour →
If it isn't a fit

Declined files get a road, not a wall.

What changes

With your consent, the file may be referred to a third-party U.S. factor — assignment then runs directly to that partner, not to FinanceCo.

What doesn't

No charge for a declined offer. Your data moves nowhere without your explicit consent. You decide whether to proceed — nothing is forced.

Check fit in 2 minutes — before you invest the hour →

Watched the machine. Now feed it one invoice.

Indicative only — not an approval. Final terms come only from FinanceCo in a written offer after underwriting.