US ⇄ IN CorridorIndia–U.S. Non-Recourse Receivables Desk live with 85% LTV advance.Run a liquidity check →
UNDERWRITING PARADIGM

Buyer credit is the underwriting. Not your financials.

We assess the U.S. business that owes the invoice — not your balance sheet. Answer six quick questions below for a straight, indicative read. Nothing is logged until you choose to create an account.

Take the 2-minute diagnostic
UNDERWRITING REQUIREMENTTRADITIONAL VS VELTRIX
Audited financials (3 years)BANK
Collateral / Property securityBANK
Promoter personal guaranteeBANK
Rounds of banker meetingsBANK
An accepted U.S. invoiceVELTRIX ONLY
TWO-MINUTE SELF-CHECK

Answer six. Get a straight answer.

01 / BUYER ENTITY

Who is your U.S. buyer?

02 / FULFILLMENT

Have goods or services been delivered and accepted?

The receivable must be earned, not future.

03 / DISPUTE STATUS

Is the invoice free of any dispute or set-off?

A contested claim can’t be purchased.

04 / TENOR

Is payment due on a fixed date within ~120 days?

A definite maturity, not open-ended.

05 / TITLE PASSAGE

Is this a straight sale — not consignment, sale-or-return, or an open return window?

Title must pass for good.

06 / PAY-WHEN-PAID

Is it free of pay-when-paid or other contingent-payment terms?

Payment can’t hinge on a third party.

DIAGNOSTIC RESULT

Answer the questions and this readout updates live — eligibility, advance band, and the honest verdict.

EST. ADVANCE80 – 85%
FUNDING SPEED~7 BUSINESS DAYS
Eligibility matrix

What works — and what can't, ever.

WORKS WELL
An accepted invoice from a U.S. business or government buyer
Goods or services delivered and accepted
A fixed maturity date, typically 30–120 days
A straight sale — title has passed for good
Payment owed unconditionally on the due date
✓ 100% NON-RECOURSE ELIGIBLE
CANNOT PROCEED✕
✕Consignment or sale-or-return
The receivable isn’t final until sell-through — structurally undilutable until then.
✕Open return / acceptance window
The amount can still change; there’s nothing fixed to purchase yet.
✕Pay-when-paid / contingent terms
Your buyer’s obligation must stand on its own, not hinge on a third party.
✕Disputed or part-paid invoices
We can’t buy a contested claim; resolve it first, then resubmit.
✕Already financed elsewhere
An invoice can’t be purchased twice; once released, resubmit.
✕Consumer or related-party buyers
This product purchases receivables owed by unrelated U.S. businesses and government bodies.
Read the risk logic behind this list →
Before you ship

Still negotiating the order? Check it before you ship.

Submit the buyer and expected terms — get an indicative limit and advance band, valid 30 days, subject to final documents and confirmation. Walk into the negotiation knowing the receivable is fundable.

Check a future order →indicative band · 30-day validity · conditions apply
If you're an Indian exporter, you'll need
IEC · GST · PANyour standard export registrations
AD_CODEregistered with your authorised dealer bank
Verified account in your legal nameadvances land only there
SHIPPING_BILL or SOFTEXgoods or software-services proof of export
UAE track — coming soon
Six things that speed an offer
accepted-with-docsclean PO matchresponsive buyerbooks connected90-day tenorrepeat buyer
See the exact document list →Start with what you have →

Two minutes to a straight answer.

Take the six questions ↑WhatsApp the desk

Indicative only — not an approval. Final terms come only from FinanceCo in a written offer after underwriting.