A formal notice telling your U.S. buyer that the invoice has been assigned and, once acknowledged, must be paid to FinanceCo. Routine in receivables finance.

A public financing statement filed in the U.S. that records FinanceCo’s interest in the purchased receivable. Standard perfection step.

The true-sale contract under which FinanceCo purchases the receivable from you at a discount.

RBI’s Export Data Processing and Monitoring System. Your AD bank closes the export entry there once proceeds are realized.

Foreign Inward Remittance Advice — bank evidence that export proceeds were received.

Electronic Bank Realisation Certificate — your bank’s certificate that an export bill was realized.

The part of the invoice held back at advance and released after your buyer pays, net of discount and any fees.

Reductions to the receivable from credit notes, returns, or disputes.

A purchase where buyer non-payment risk sits with FinanceCo; recourse, if any, is limited to dispute, fraud, and dilution events — not a promise your buyer will pay.